Skip to main content

SANS – 10400 Compliance in Building Insurance

SANS-10400 refers to the South African National Standards for building regulations, providing guidelines for the construction and safety of properties under construction. While not legally mandatory, SANS-10400 serves as a “deemed-to-satisfy” provision. Compliance with these standards ensures that a building meets the South African National Building Regulations, but alternative solutions can be used if they achieve equivalent or superior outcomes.

For insurance purposes, whether compliance with SANS-10400 is required depends on the specific terms of your policy. If mandated, non-compliance can result in claim repudiation. Even when not explicitly required, insurers may deny a claim if non-compliance with SANS-10400 materially contributes to the damage.

To ensure clarity regarding your coverage, you may consider having your policy reviewed by Wyngaardt Brokers to check if it specifically requires adherence to SANS-10400. Even if not mandatory, it’s important to assess whether your building meets equivalent standards, as non-compliance could potentially impact a claim, especially if it relates to the cause of damage.

Contact us today to ensure that your building complies with regulatory requirements at www.wyngaardtbrokers.com

Learn more about Wyngaardt Brokers and our services at

www.wyngaardtbrokers.com

Wyngaardt Brokers (Pty) Ltd is an Authorised Financial Services Provider (FSP 53138).

Disclaimer: The information provided is not intended to be a substitute for legal, medical, or financial advice, but is only provided for informational purposes. Ts and Cs, limits, and standard rates apply.