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Easter's Coming!

Are Your Eggs and Insurance in Safe Hands?

The Easter weekend marks one of the highest-risk periods for travel and home safety in South Africa. With increased traffic volumes, higher accident rates, and vacant properties, proactive risk management becomes essential. As a short-term insurance provider, we’ve outlined key Easter safety tips from a professional perspective—empowering you to safeguard your family, assets, and peace of mind.

 

 Vehicle Safety Checklist for Easter Travel

 

  1. Pre-Holiday Vehicle Inspection
    Check oil levels, coolant, battery terminals, wiper blades, windscreen, and all lights. Inspect tyre tread depth (minimum 1.6 mm), pressure, and the condition of your spare tyre, jack, and wheel nuts.

  2. Update Your Documents and Emergency Details
    Ensure your driver’s licence, vehicle registration disc, and car insurance documents are current. Save your insurer’s roadside assistance contact and a trusted emergency number on your phone—and keep printed copies in your glovebox.

  3. Load and Tow Responsibly
    Avoid overloading. If towing, inspect trailer hitch connections, wiring, brake lights, and tie-downs to minimise risk.

  4. Prepare an Emergency Kit
    Include a first-aid kit, flashlight, reflective triangles, jumper cables, bottled water, and wet wipes—crucial for minor roadside incidents.

  5. Understand Roadside Assistance Limits
    Review your short-term insurance policy to confirm towing distances and call-out limits to avoid unexpected costs in an emergency.

  6. Secure and Declare Valuables
    Store high-value items such as laptops and golf clubs in the boot and ensure they’re specified under your all-risk cover. Theft of unspecified items is usually excluded.

  7. Plan Rest Stops and Stay Informed
    Plot your route, schedule rest stops to avoid fatigue, and monitor @TrafficSA for live updates. Never drive under the influence, and always wear your seatbelt.

  8. Practise Defensive Driving
    Maintain safe following distances, anticipate road hazards early, and avoid low-visibility travel where possible.

 

Home Safety Tips While You’re Away

 

  1. Check Alarm Systems
    Test your alarm, update your security company on your absence, and confirm their emergency contact has access details.

  2. Use Neighbourhood Support
    Ask a neighbour to check in, collect post, and rotate lights and curtains to mimic occupancy. Use timers if available.

  3. Prevent Electrical or Water Damage
    Turn off your geyser, unplug appliances (except the fridge), and close your main water valve to reduce the risk of bursts or surges.

  4. Review and Update Insurance Cover
    Confirm that your home insurance policy and household contents cover are up to date. Ensure all sums insured reflect current replacement values aligned with market rates.

 

With these risk prevention measures in place, you’re better equipped for a stress-free and secure Easter—whether hitting the road or enjoying downtime at home.

Get Expert Insurance Advice

 

Aligning your insurance with your lifestyle and risk exposure is seamless when you partner with a team that understands your specific needs. Whether you’re reviewing your car insurance, updating your home cover, or simply seeking personalised guidance, Wyngaardt Brokers is ready to assist.

Visit www.wyngaardtbrokers.com or contact us directly at 012 881 5377 for expert, tailored support.